CORRESPONDENTS

TURKISH MOTOR INSURERS' BUREAU

PROCEDURE

TERMS FOR THE APPOINTMENT OF CORRESPONDENTS IN TURKEY OF FOREIGN INSURANCE UNDERTAKINGS FOR THE SETTLEMENT OF MOTOR ACCIDENT CLAIMS
ARISING OUT OF A GREEN CARD

The correspondent is the entity (established in Turkey) which handles claims arising from accidents occured in Turkey, involving foreign vehicles and insured by a company – member of a foreign Bureau – who requested the designation of the correspondent.
If no correspondent has been designated, the claim is submitted to the Turkish Bureau.

Preamble

In accordance with article 4 of the Internal Regulations of the Council of Bureaux which governs the relations between the National Insurance Bureaux of the countries participating in the “Gren Card System”, the Turkish Motor Insurers' Bureau (TMIB) has to establish the conditions on which it grants, refuses or withdraws the approval of the correspondents of foreign insurers, established in Turkey. That is the aim of these rules and regulations, which were adopted by the Board of Directors of the TMIB on 10 May 2010.

The Turkish Motor Insurers' Bureau has determined the following terms for the appointment of correspondents of foreign insurance companies in Turkey:

1. It has to be an insurance company authorised to transact compulsory motor third party liability insurance.
2. Correspondents which are not insurers are required to have the following qualifications:

2.1. To be private limited or public limited companies whose headquarters are in Turkey and which have been founded according to Companies Law and which do not operate in other fields which are not compatible with insurance.

2.2. Not having gone bankrupt and not having declared concordato.

2.3. Depending on the company type the minimum capital amount has to be 25.000 TL. provided that it is not less than the amount determined by the Ministry of Industry and Trade.

2.4. To be sufficient in respect of physical,technical and administrative infrastructure.

2.5. Managers of legal persons,natural person partners and legal person partners which are to operate as correspondents are required to have the following qualifications:

a. have not been sentenced to imprisonment or more than one judicial fine or should not have been convicted of infamous offences such a simple or qualified embezzlement, corruption, bribery, theft, fraud, breach of trust, fraudulent bankruptcy, gross misconduct as well as smuggling offences, fraudulent acts in public procurements and purchases and sales, laundering the proceeds of crime, revealing secrets of the state or tax evasion except for crimes committed by imprudence even if they have enjoyed amnesty.
b. Not having gone bankrupt and not having declared concordato.

2.6. Managers of legal persons which operate as correspondents, who are authorised to represent the company and have binding authority in respect of claims procedures are required to have the following qualifications:

a. To be based in Turkey.
b. Being able to enforce their civil rights.
c. Have not been sentenced to imprisonment or a fine in respect of the crimes prescribed in paragraph a of article 2.5
d. Not having gone bankrupt and not having declared concordato.
e. To be a graduate of at least high school or equivalent school and to have at least 2 years of experience acquired in institutions and entities related to insurance. (However,for graduates of at least 2 years’ programmes of higher education vocational schools in actuary,marketing, risk management and insurance and for graduates of 4 years’ programmes of institutions of higher edcuation this requirement is not necessary)

2.7. Legal person partners of legal persons which act as correspondents must not have gone bankrupt and not having declared concordato.

2.8. The correspondent has to have knowledge about the Green Card System.It must be able to execute the Internal Regulations and decisions taken by the Council of Bureaux.

2.9. It has to employ technical personnel and experts in Turkey like doctor, lawyer, technical expert, actuary, etc. or it has to prove that it has a network which can access such people in order to settle claims.

2.10. It has to be sufficient to do correspondence with foreign countries in at least English, French or German language.

2.11. It has to be financially capable to make compensation payment to claimants within the legal time period.

2.12. Upon acceptance of the nomination of a correspondent by the National Bureau, the correspondent has to deposit a guarantee reserve determined by the Board of Directors of Turkish Motor Insurers' Bureau into the account of TMIB before starting operating as a corespondent. Moreover, correspondents have to pay TMIB annual dues determined by the Board of Directors of TMIB in respect of services provided by TMIB.

Appointment or Refusal of Correspondent:

A request must be submitted to the TMIB by fax or e-mail by the Bureau of which the insurer requesting the appointment of a correspondent established in Turkey is a member; This request shall be supported by the written confirmation by the proposed correspondent that he accepts the requested appointment.

The TMIB may grant or refuse its approval within 3 months and shall notify its decision to the foreign Bureau that made the request as well as to the correspondent concerned.

When the request for approval of a correspondent is for an insurer which is a member of TMIB the approval is granted authomathically.

The TMIB does not accept nominations of correspondents for insurance companies which are members of a Bureau that is still a "Transitional Member" of the Council of Bureaux.

When the TMIB decides to approve the nomination of a correspondent, it will inform the correspondent immediately as well as the Bureau that made his request for the approval about the effective date of the granted approval and will sign with him the agreement for his appointment as correspondent.

Responsibilities of the approved Correspondent:

The correspondent approved by the TMIB shall handle, in conformity with any legal or regulatory provisions applicable in Turkey, relating to liability, compensation of injured parties and compulsory motor insurance, in the name of the TMIB, and on behalf of the insurer that requested its approval, all claims arising out accidents occurring in Turkey and involving vehicles insured by that insurer.

The correspondent shall be free to handle such claims in what it considers the most appropriate way while acting in the best interests of the insurer that requested its approval but based on the respect of the third parties' rights.

However, when the settlement envisaged exceeds the conditions or limits applicable in Turkey, whilst covered under the insurer policy, the correspondent must consult the insurer that requested its approval in relation to that part of the claim which is in excess of such conditions or limits. The approval of the insurer in question is not required however when Turkish law stipulates that contractual guarantees which exceed the limits and conditions provided for in the law on compulsory motor civil liability insurance must be taken into account.

The correspondent approved by the TMIB is free to agree with the insurer which requested its approval, the conditions for reimbursement of sums paid to injured parties, as well as the method for calculating its handling fees. That agreement, however, shall not be enforceable against the TMIB.

Rights and obligations of the TMIB:

The TMIB recognizes that the correspondent is exclusively competent to handle and settle claims on behalf of the insurer that appointed him subject to the following paragraph.
The TMIB has the right to monitor and supervise the handling of claims and at any time and without any obligation to justify its decision, take over the handling and settlement of a claim from an appointed correspondent.
The TMIB shall inform the injured parties of the competence of the correspondent and forward to him any information relating to the claim.
The TMIB is not bound by any agreements between the insurer and the appointed correspondent.
Withdrawal of a Correspondent's Appointment If the TMIB notes that an approved correspondent is in serious breach of its obligations pursuant to these rules and regulations,there are increasing complaints against the correspondent or the correspondent does no longer fulfill the criteria for correspondents it shall be entitled to withdraw its approval.

When TMIB decides to withdraw its approval granted to a correspondent or is informed that the correspondent wishes to have its approval withdrawn, it shall immediately so inform the bureau that forwarded the request for the approval of the correspondent. It shall also inform the bureau of the date of the correspondent's effective withdrawal or the date on which its approval will cease to have effect.

When the Bureau, which forwarded the request for the approval of the correspondent, informs TMIB that one of its members has decided to dismiss a correspondent the TMIB shall inform the foreign Bureau and the relevant correspondent of the date on which its approval will cease to have effect.

Unless agreed otherwise by the TMIB, a correspondent shall continue to be responsible for handling and settling of outstanding claims.

In case of repeated delays of payments for the compensation of victims as a result of which the TMIB is required to pay fines or when the correspondent has lost its competence and objectivity in handling claims and no longer fulfills the criteria for correspondents outstanding claims also are delivered to the TMIB in which case the correspondent shall have no right in respect of any charge including a handling fee.

Other Provisions:

1) Conditions and criteria for aprroval or refusal of correspondents are published on the website of TMIB.

2) Correspondents can not hand over the rights and authorisation given to them by TMIB to another company or person.

3) In case of provisions not taking place in this Procedure The Internal Regulations of the Council of Bureaux and Written Regulation regarding Work methods and Essentials of the Turkish Motor Insurers' Bureau will be applied.

4) The Turkish Motor Insurers’ Bureau can take into consideration the principle of reciprocity in respect of approval, rejection or withdrawal of the appointment of correspondents.

COUNTRY	INSURANCE COMPANIES	CORRESPONDENTS
AUSTRIA	ALLIANZ ELEMENTAR VERSICHERUNGS-AG	AVUS-İSTANBUL
	BASLER VERSICHERUNGS-AG	AVUS-İSTANBUL
	GRAZER WECHSELSEITIGE VERSICHERUNG AG	AVUS-İSTANBUL
	OBEROSTERREICHISCHE VERSICHERUNG AG	AVUS-İSTANBUL
	SCHWARZMEER UND OSTSEE VERSICHERUNGS AG SOVAG	AVUS-İSTANBUL
	SK VERSICHERUNG	AVUS-İSTANBUL
	WÜSTENROT VERSICHERUNG-AG	AVUS-İSTANBUL
BELGIUM	AG INSURANCE	DEKRA HASAR SERVISI LTD.ŞTI.
	AIOI MOTOR & GENERAL INSURANCE	VAN AMEYDE HASAR HİZMETLERİ LTD.
	CORONA S.A.	AVUS-İSTANBUL
	LES ASSURANCES FEDERALE	AVUS-İSTANBUL
	SCHWARZMEER UND OSTSEE VERSICHERUNGS AG SOVAG	AVUS-İSTANBUL
BOSNIA AND HERZEGOVINA	LIDO OSIGURANJE	AVUS-İSTANBUL
BULGARIA	BULGARSKI IMOTI VIENNA INSURANCE GROUP	AVUS-İSTANBUL
	BULSTRAD VIENNA INSURANCE GROUP	AVUS-İSTANBUL
	ENERGY INSURANCE CO.LTD.	VAN AMEYDE HASAR HİZMETLERİ LTD.
	HDI ZASTRAHOVANE AD	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	INSURANCE COMPANY BUL INS LT	AVUS-İSTANBUL
CZECH REPUBLIC	CESKA POJISTOVNA A.S.	GENERALİ SİGORTA A.Ş.
	HASICSKA VZAJEMNA POJISTOVNA	VAN AMEYDE HASAR HİZMETLERİ LTD.
DENMARK	ALKA FORSIKRING	AVUS-İSTANBUL
	BAUTA FORSIKRING A/S	AVUS-İSTANBUL
	FDM FORSIKRING	AVUS-İSTANBUL
	IF SKADEFORSIKRING	AVUS-İSTANBUL
	LAERERSTANDENS BRANDFORSIKRING	AVUS-İSTANBUL
	RUNA FORSIKRING A/S	AVUS-İSTANBUL
	TRYG FORSIKRING A/S	AVUS-İSTANBUL
ESTONIA	CODAN FORSIKRING A/S EESTI FILIAAL	AVUS-İSTANBUL
	IF P&C INSURANCE AS	AVUS-İSTANBUL
F.Y.R.O.M.	QBE MAKEDONIJA	AVUS-İSTANBUL
FINLAND	IF P & C INSURANCE COMPANY LTD	AVUS-İSTANBUL
	IF P & C INSURANCE LTD. (PUBL) BRANCH OFFICE IN FINLAND (VOLVIA)	AVUS-İSTANBUL
FRANCE	ADMIRAL GROUP PLC REPRÉSENTÉE PAR	DEKRA HASAR SERVISI LTD.ŞTI.
	AREAS DOMMAGES	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	AVANSSUR	AVUS-İSTANBUL
	AXA CORPORATE SOLUTIONS ASSURANCES	AVUS-İSTANBUL
	AXA FRANCE IARD	AVUS-İSTANBUL
	CAISSE MEUSIENNE D'ASSURANCES MUTUELLES	VAN AMEYDE HASAR HİZMETLERİ LTD.
	CARMA ASSURANCES CARREFOUR SERVICE	PAGASİST
	COVEA RISKS	PAGASİST
	EURO INSURANCES (DUBLIN 18 IRLANDE) REPRÉSENTÉE PAR VAN AMEYDE	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	HDI- GERLING INDUSTRIE	VAN AMEYDE HASAR HİZMETLERİ LTD.
	LYBERNET ASSURANCES	PAGASİST
	M.M.A.I.A.R.D.	PAGASİST
	MEDICALE DE FRANCE	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	MGARD MUTUELLE GENERALE D’ASSURANCES DE RISQUES DIVERS	AVUS-İSTANBUL
	MUTUELLE DE POITIERS ASSURANCES	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	NATIONALE SUISSE ASSURANCES	AVUS-İSTANBUL
	PARISIENNE ASSURANCES (LA)	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
GERMANY	AACHENMÜNCHENER VERSICHERUNG AG	GENERALİ SİGORTA A.Ş.
	ADLER	VAN AMEYDE HASAR HİZMETLERİ LTD.
	AIOI NISSAY DOWA INSURANCE COMPANY OF EUROPE LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ARAG ALLGEMEINE VERSICHERUNGS-AG	AVUS-İSTANBUL
	BADISCHE ALLGEMEINE	AVUS-İSTANBUL
	BARMENIA ALLGEMEINE VERSICHERUNGS-AG	AVUS-İSTANBUL
	BASLER SECURITAS VERSICHERUNGS-AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	BAYERISCHE BEAMTEN VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	BAYERISCHER VERSICHERUNGSVERBAND VERSICHERUNGSAKTIENGESELLSCHAFT	AVUS-İSTANBUL
	BGV-VERSICHERUNG AG	AVUS-İSTANBUL
	BRUDERHILFE SACHVERSICHERUNG AKTIENGESELLSCHAFT IM RAUM DER KIRCHEN	AVUS-İSTANBUL
	CONCORDIA VERSICHERUNGS-GESELLSCHAFT AUF GEGENSEITIGKEIT	AVUS-İSTANBUL
	DEBEKA ALLGEMEINE VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	DEVK ALLGEMEINE VERSICHERUNGS- AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	DEVK DEUTSCHE EISENBAHN VERSICHERUNG SACH- U. HUK-VERSICHERUNGSVEREIN A.G., BETRIEBLICHE SOZIALEINRICHTUNG DER DEUTSCHEN BAHN	AVUS-İSTANBUL
	FEUERSOZIETÄT BERLIN BRANDENBURG VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	GARANTA VERSICHERUNGS-AG	AVUS-İSTANBUL
	GENERALI VERSICHERUNG AG	GENERALİ SİGORTA A.Ş.
	GVV PRIVATVERSICHERUNG	AVUS-İSTANBUL
	HAFTPFLICHTGEMEINSCHAFT DEUTSCHER NAHVERKEHRS- UND	AVUS-İSTANBUL
	HANNOVERSCHE DIREKTVERSICHERUNG AG	AVUS-İSTANBUL
	HDI DIREKT VERSICHERUNG AG	AVUS-İSTANBUL
	HDI-GERLING FIRMEN UND PRIVAT VERSICHERUNG AG	AVUS-İSTANBUL
	HDI-GERLING INDUSTRIE VERSICHERUNG AG	AVUS-İSTANBUL
	HUK 24 AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	HUK-COBURG-ALLGEMEINE VERSICHERUNG AG	AVUS-İSTANBUL
	ITZEHOER VERSICHERUNG	AVUS-İSTANBUL
	JANITOS VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	LIPPISCHE LANDES BRANDVERSICHERUNGSANSTALT	AVUS-İSTANBUL
	LVM LANDWIRTSCHAFTLICHER VERSICHERUNGSVEREIN MÜNSTER A.G.	AVUS-İSTANBUL
	MANNHEIMER VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	NATIONALE SUISSE	AVUS-İSTANBUL
	OLDENBURGISCHE LANDESBRANDKASSE	AVUS-İSTANBUL
	ÖFFENTLICHE FEUERVERSICHERUNG SACHSEN ANHALT	AVUS-İSTANBUL
	ÖFFENTLICHE SACHVERSICHERUNG BRAUNSCHWEIG	AVUS-İSTANBUL
	PROVINZIAL NORD BRANDKASSE AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	PROVINZIAL RHEINLAND VERSICHERUNG AG	AVUS-İSTANBUL
	S DIREKT VERSICHERUNG AG	AVUS-İSTANBUL
	SAARLAND FEUERVERSICHERUNG AG	AVUS-İSTANBUL
	SCHWARZMEER UND OSTSEE VERSICHERUNGS-AKTIENGESELLSCHAFT SOVAG	AVUS-İSTANBUL
	SIGNAL IDUNA ALLGEMEINE VERSICHERUNG AG	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SPARKASSEN-VERSICHERUNG SACHSEN ALLGEMEINE VERSICHERUNG AG	AVUS-İSTANBUL
	SV SPARKASSENVERSICHERUNG GEBÄUDEVERSICHERUNG AG	AVUS-İSTANBUL
	UNIVERSA ALLGEMEINE VERSICHERUNG AG	AVUS-İSTANBUL
	VERSICHERUNGKAMMER BAYERN	AVUS-İSTANBUL
	VGH LANDSCHAFTLICHE BRANDKASSE HANNOVER	AVUS-İSTANBUL
	VHV ALLGEMEINE VERSICHERUNGS AG	AVUS-İSTANBUL
	W. R. BERKLEY INSURANCE (EUROPE LIMITED)	VAN AMEYDE HASAR HİZMETLERİ LTD.
	WESTFÄLISCHE PROVINZIAL VERSICHERUNG AKTIENGESELLSCHAFT	AVUS-İSTANBUL
	WGV-VERSICHERUNG AG	AVUS-İSTANBUL
	WÜRTTEMBERGISCHE GEMEINDE-VERSICHERUNG A.G.	AVUS-İSTANBUL
	WWK ALLGEMEINE VERSICHERUNG AG	AVUS-İSTANBUL
GREECE	AIGAION INS.CO.	DEKRA HASAR SERVISI LTD.ŞTI.
	ATE INSURANCE COMPANY SA	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	ATLANTIC UNION SA	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	AXA INS. SA	AVUS-İSTANBUL
	EFG EUROLIFE GEN.INS.SA	DEKRA HASAR SERVISI LTD.ŞTI.
	EIG EVIMA GROUP SA	DEKRA HASAR SERVISI LTD.ŞTI.
	ETHNIKI HELLENIC GEN.INS.CO.	DEKRA HASAR SERVISI LTD.ŞTI.
	EUROPEAN RELIANCE GEN.INS.CO.	DEKRA HASAR SERVISI LTD.ŞTI.
	EUROPEAN UNION GREEK INS.CO.SA	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	G. SIDERIS INS.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	GROUPAMA PHOENIX INS.CO.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	HORIZON GEN.INS.CO.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	INTERLIFE GEN.INS.CO.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	INTERNATIONAL LIFE INS.CO	DEKRA HASAR SERVISI LTD.ŞTI.
	INTERNATIONAL UNION INS.CO.	DEKRA HASAR SERVISI LTD.ŞTI.
	NP INSURANCE NEOS POSEIDON	DEKRA HASAR SERVISI LTD.ŞTI.
	PERSONAL GEN.INS.CO.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	PROTI INSURANCE CO.S.A.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	SYNETERISTIKI GEN.INS.CO.	DEKRA HASAR SERVISI LTD.ŞTI.
HUNGARY	GROUPAMA GARANCIA BIZTOSÍTÓ ZRT.	AVUS-İSTANBUL
	K&H ÁLTALÁNOS BIZTOSÍTÓ ZRT.	AVUS-İSTANBUL
	KÖZLEKEDÉSI BIZTOSÍTÓ EGYESÜLET	AVUS-İSTANBUL
	MKB BIZTOSÍTÓ ZRT.	AVUS-İSTANBUL
	SIGNAL BİZTOSİTO ZRT	AVUS-İSTANBUL
	UNIQA BIZTOSITO ZRT	AVUS-İSTANBUL
IRELAND	EURO INSURANCES LTD	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
ITALY	ALA ASSICURAZIONI	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ALLEANZA TORO SPA C/O GENERALI BUSINESS SOLUTION SPA	GENERALİ SİGORTA A.Ş.
	AUGUSTA ASSICURAZIONI	GENERALİ SİGORTA A.Ş.
	AXA ASSICURAZIONI S.P.A.	AVUS-İSTANBUL
	CREDEMA ASSICURAZIONI SPA	VAN AMEYDE HASAR HİZMETLERİ LTD.
	DIALOGO ASSICURAZIONI	DEKRA HASAR SERVISI LTD.ŞTI.
	EURIZONTUTELA SPA	VAN AMEYDE HASAR HİZMETLERİ LTD.
	FATA C/O GBS DANNI ESTERO	GENERALİ SİGORTA A.Ş.
	FONDIARIA - SAI DIVISIONE FONDIARIA	DEKRA HASAR SERVISI LTD.ŞTI.
	FONDIARIA - SAI DIVISIONE SAI	DEKRA HASAR SERVISI LTD.ŞTI.
	GENERALI ASSICURAZIONI S.P.A. C/O GBS	GENERALİ SİGORTA A.Ş.
	GENERTEL SPA C/O GGL DANNI ESTERI	GENERALİ SİGORTA A.Ş.
	INA ASSITALIA C/O GBS	GENERALİ SİGORTA A.Ş.
	INCONTRA ASSICURAZIONI SPA	DEKRA HASAR SERVISI LTD.ŞTI.
	MILANO ASS. DIVISIONE LA PREVIDENTE	DEKRA HASAR SERVISI LTD.ŞTI.
	MILANO ASS.NI DIVISIONE ITALIA	DEKRA HASAR SERVISI LTD.ŞTI.
	MILANO ASSICURAZIONI DIVISIONE NUOVA MAA	DEKRA HASAR SERVISI LTD.ŞTI.
	MILANO ASSICURAZIONI S.P.A.	DEKRA HASAR SERVISI LTD.ŞTI.
	MILANO DIVISIONE SASA	DEKRA HASAR SERVISI LTD.ŞTI.
	NOVIT ASSICURAZIONI	VAN AMEYDE HASAR HİZMETLERİ LTD.
	QUIXA SPA	AVUS-İSTANBUL
	SYSTEMA	DEKRA HASAR SERVISI LTD.ŞTI.
LATVIA	UADB ERGO LIETUVA	AVUS-İSTANBUL
LITHUANIA	IF P&C INSURANCE AS BRANCH	AVUS-İSTANBUL
	SEESAM LIETUVA	AVUS-İSTANBUL
MOLDOVA	GRAWE CARAT ASIGURARI	AVUS-İSTANBUL
	MOLDOVA ASTROVAZ	AVUS-İSTANBUL
NETHERLANDS	ASR SCHADEVERZEKERING N.V	VAN AMEYDE HASAR HİZMETLERİ LTD.
	DELTA LLOYD SCHADEVERZEKERING N.V.	AVUS-İSTANBUL
	HDI-GERLING VERZEKERINGEN N.V.	AVUS-İSTANBUL
	KLAVERBLAD ONDERLINGE VERZEKERINGSMAATSCHAPPIJ U.A	VAN AMEYDE HASAR HİZMETLERİ LTD.
	KLAVERBLAD SCHADEVERZEKERINGSMAATSCHAPPIJ N.V.	VAN AMEYDE HASAR HİZMETLERİ LTD.
	LEEUWARDER ONDERLINGE VERZEKERINGEN	VAN AMEYDE HASAR HİZMETLERİ LTD.
	MERCATOR VERZEKERINGEN N.V.	AVUS-İSTANBUL
	OVZ VERZEKERINGEN	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SCHWARZMEER UND OSTSEE VERSICHERUNGS AG	AVUS-İSTANBUL
	TVM VERZEKERINGEN OND.WAARBORGMAATSCHAPPIJ TVM U.A.	AVUS-İSTANBUL
	ZURICH VERSICHERUNGS-GESELLSCHAFT	VAN AMEYDE HASAR HİZMETLERİ LTD.
NORWAY	FÖRSÄKRINGSAKTIEBOLAGET VOLVIA	AVUS-İSTANBUL
	IF SKADEFORSIKRING AB	AVUS-İSTANBUL
POLAND	(PZU) POWSZECHNY ZAKLAD UBEZPIECZEN S.A.	AVUS-İSTANBUL
	BENEFIA TOWARZYSTWO UBEZPIECZEN	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	INTERRISK TOWARZYSTWO UBEZPIECZEN S.A. VIENNA INSURANCE GROUP	AVUS-İSTANBUL
	ONDERLINGE WAARBORGMAATSCHAPPIJ TVM	AVUS-İSTANBUL
	TOWARZYSTWO UBEZPIECZEN WZAJEMNYCH TUZ	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
PORTUGAL	AXA	AVUS-İSTANBUL
	MAPFRE	VAN AMEYDE HASAR HİZMETLERİ LTD.
SLOVAK REPUBLIC	UNION POISTOVNA, A. S.	AVUS-İSTANBUL
SLOVENIA	ZAVAROVALNICA TRIGLAV D.D.	AVUS-İSTANBUL
SPAIN	A.M.A.	DEKRA HASAR SERVISI LTD.ŞTI.
	ETERNA ASEGURADORA S.A	DEKRA HASAR SERVISI LTD.ŞTI.
	MM GLOBALIS S.A.U. DE SEGUROS Y REASEGUROS	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	MUSSAP	DEKRA HASAR SERVISI LTD.ŞTI.
	MUTUA GENERAL DE SEGUROS-EUROMUTUA	VAN AMEYDE HASAR HİZMETLERİ LTD.
	MUTUA SEGORBINA DE SEGUROS	DEKRA HASAR SERVISI LTD.ŞTI.
	NACIONAL SUIZA CIA. DE SGROS	AVUS-İSTANBUL
	SEGURCAIXA (CAIFOR)	DEKRA HASAR SERVISI LTD.ŞTI.
	SEGUROS LAGUN ARO	DEKRA HASAR SERVISI LTD.ŞTI.
	SOLISS MUTUALIDAD DE SEGUROS	DEKRA HASAR SERVISI LTD.ŞTI.
	UMAS, MUTUA DE SEGUROS	DEKRA HASAR SERVISI LTD.ŞTI.
	VERTI SEGUROS	AVUS-İSTANBUL
SWEDEN	HILO DIRECT SGROS. Y RESGROS., S.A.	AVUS-İSTANBUL
SWITZERLAND	AXA-WINTERTHUR	AVUS-İSTANBUL
	GENERALI ASSURANCES GÉNÉRALES	GENERALİ SİGORTA A.Ş.
	NATIONALE SUISSE	AVUS-İSTANBUL
	SMILE DIRECT VERSICHERUNG AG	AVUS-İSTANBUL
	SYMPANY VERSICHERUNGEN AG	DEKRA HASAR SERVISI LTD.ŞTI.
UNITED KINGDOM	ACROMAS MOTOR CLAIMS	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ADMIRAL INSURANCE COMPANY LTD	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ADVANTAGE INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	AIOI MOTOR AND GENERAL INSURANCE COMPANY	VAN AMEYDE HASAR HİZMETLERİ LTD.
	AMLIN NON MARINE	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	BRIT INSURANCE	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	CATLIN INSURANCE COMPANY (UK)	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	CHAUCER INSURANCE	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	CHINA TAIPING INSURANCE (UK) CO LTD	VAN AMEYDE HASAR HİZMETLERİ LTD.
	CHUBB EUROPE SA	VAN AMEYDE HASAR HİZMETLERİ LTD.
	CHURCHILL INSURANCE COMPANY LTD.	VAN AMEYDE HASAR HİZMETLERİ LTD.
	COLLINGWOOD INSURANCE COMPANY LTD.	VAN AMEYDE HASAR HİZMETLERİ LTD.
	DIRECT LINE INSURANCE PLC	VAN AMEYDE HASAR HİZMETLERİ LTD.
	EQUITI RED STAR	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ESURE INSURANCE LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	FIRST CENTRAL INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	GRAFTON (EUROPE) INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	HIGHWAY INSURANCE COMPANY LTD.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	HISCOX INSURANCE COMPANY LTD.	VAN AMEYDE HASAR HİZMETLERİ LTD.
	KGM MOTOR POLICIES AT LLOYDS	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	LIBERTY SYNDICATE MANAGEMENT LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	LIVERPOOL VICTORIA INSURANCE COMPANY LTD	VAN AMEYDE HASAR HİZMETLERİ LTD.
	NEW INDIA ASSURANCE COMPANY LTD	VAN AMEYDE HASAR HİZMETLERİ LTD.
	NEWLINE INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	NIG -	VAN AMEYDE HASAR HİZMETLERİ LTD.
	NOVAE SYNDICATES LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ONE INSURANCE LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	PREMIER INSURANCE COMPANY LIMITED	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	PRINCIPLE INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	RBS INSURANCE	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SABRE INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SERVICE INSURANCE COMPANY LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SOMPO JAPAN INSURANCE COMPANY OF EUROPE LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	SUMMIT	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	TESCO UNDERWRITING LIMITED	VAN AMEYDE HASAR HİZMETLERİ LTD.
	TRADEWISE INSURANCE CO LTD.	CORIS YARDIM SERVIS VE DANIŞMANLIK HİZMETLERİ LTD.ŞTI.
	UKI PARTNERSHIP	VAN AMEYDE HASAR HİZMETLERİ LTD.
	ZENITH INSURANCE PLC (GIBRALTAR)	VAN AMEYDE HASAR HİZMETLERİ LTD.